Filing for bankruptcy under Chapter 13 requires a few specific steps. It normally starts with the filing of a petition in a court within the debtor’s place of domicile or residence.
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You will need to go to court to prove that you are eligible for chapter 7 bankruptcy and the judge will look at each case on a “case to case” basis to determine if you are eligible. Once the judge grants you chapter 7 you are then assigned a state or court ordered “keeper or [...]
If you have been thinking of declaring bankruptcy to avoid paying the huge debt you owe to a creditor, think twice. You must understand the cons of declaring yourself bankrupt.
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It requires having legitimate bankruptcy alternatives in the market. It is a legally declared inability of ability of the individuals to pay its creditors.
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Whether you went and bought a lot of shiny new toys like a flat screen TV or a bunch of video games, or you used your credit card to pay for your daily expenses when you were out of a job doesn’t really matter. What matters is that now you can’t pay your credit cards [...]
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