For some reason, this is the most common question I get asked in the consultation. In the grand scheme of things, this is should be a minor or non-existent question as the purpose of bankruptcy is to get a fresh financial start in life, and not worrying about what other people may think.
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You can file bankruptcy more than once. If you have previously filed bankruptcy, when you can file a second (or third) time depends upon several things, including which chapter you have previously filed under (Chapter 7 or Chapter 13) and whether or not you received a discharge.
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Bankruptcy is said to stop the harassing creditor calls. But most people do not how the creditors know you have filed bankruptcy.
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When you’re starting to consider filing bankruptcy it’s important to look over all the information so you can pick the path that will work for you. There are a couple different types of bankruptcy to consider that can be broken down to a few main differences.
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Depending upon the kind of bankruptcy you file, what you do after you have filed for bankruptcy will differ. If you have filed a Chapter 7 bankruptcy you will have either a portion of your debt discharged or all of your debt discharged.
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