In 2005 BACPA was enacted. The BACPA acronym stands for Bankruptcy Abuse Prevention and Consumer Protection Act.
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Current crisis realized in today’s market, consumer responsibility, and financial obligations. Advice for struggling families dealing with life post bankruptcy.
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Since the beginnings of the company, FICO has been very secretive about what goes into a credit score. Only recently has FICO given a better indication of how various credit issues will affect a consumer’s credit score.
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If you have filed bankruptcy or are considering doing so, you may be concerned with the possible effects on your life. You may wonder how you will ever get a loan or credit card, but most importantly, a place to live. Renting an apartment after bankruptcy is possible; you just need to be prepared.
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When it comes to elimination of huge debts people either think of filing bankruptcy or to opt for debt settlements. Regardless of the law debt settlement is always considered to be better than filing a bankruptcy. With introduction of new law things will change to a certain level but debt settlement will still continue to [...]
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